Every financial decision comes with risks. At Monexo, we take various measures to enable you make good lending choices to maximize your returns.
All our borrowers are from Hong Kong. We collect essential documents to verify their background. We assess their credit quality and determine an interest rate appropriate to their probability of non-repayment.
An independent company, The Hong Kong Trust Company (HKTC), holds your funds. Monexo passes your instructions to HKTC to execute your lending transactions. Monexo does not have access to your funds or make any transactions on your behalf.
You can lend as little as HKD1,000 per loan. Choose the loans to fund based on tenor, loan amount, interest rate, loan product etc. The more you diversify, the lower the risk.
In case of late payment from borrowers, we will proactively initiate collection process on your behalf. Our certified collection partner will be deployed at the appropriate stage to collect the overdue amount for a fee.
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We are happy to answer any of your questions