X

Grow Your Savings
With P2P Lending

Earn between 13% and 30% p.a.

LEND NOW

Why Lend Through Monexo

ATTRACTIVE RETURNS

Grow your savings with interest rates between 13 to 30% p.a.

DIVERSIFIED PORTFOLIO

Fund as little as Rs.5,000 on each loan and build a portfolio.

CHOOSE YOUR LOANS

Select among screened borrowers based on your risk-return expectations.

INCREASED LIQUIDITY

Receive monthly repayments of principal and interest.

COMPOUND YOUR EARNINGS

Reinvest your monthly repayments from borrowers.

QUICK AND EASY LENDING

Pick a loan to fund or lend automatically through our 'auto-invest' feature.

How Lending Works at Monexo

Lending at Monexo marketplace is simple.

1

Apply

Create your online account.

2

Transfer Funds

Send money to third party Administrative Account.

3

Fund a Loan

Choose from screened borrowers with different risk ratings.

4

Earn

Receive monthly repayments of principal and interest.

How Monexo Minimizes Your Risk

Every financial decision comes with risks. At Monexo, we take various measures to enable you to make good lending choices to maximize your returns.

BORROWER SCREENING

BORROWER SCREENING

All our borrowers are from India. We collect essential documents to verify their background and assess their credit quality to determine an interest rate appropriate to their probability of repayment.

ADMINISTRATIVE ACCOUNT

ADMINISTRATIVE ACCOUNT

An independent company holds your funds. Monexo passes your instructions to the third party administrator to execute your lending transactions and does not have access to your funds or make any transactions on your behalf.

LOAN PORTFOLIO

LOAN PORTFOLIO

You can lend as little as INR 5,000 per loan. Choose the loans to fund based on tenor, loan amount, interest rate, loan product etc. The more you diversify, the lower the risk.

COLLECTION

COLLECTION

In case of late payment from borrowers, we will proactively initiate collection process on your behalf. Our certified collection partner will be deployed at the appropriate stage to collect the overdue amount for a fee.

Who can be a Lender?

INDIVIDUALS

All legitimate citizens of India, with a valid PAN card and other documents requested by authorities from time to time can be lenders.

LEND NOW

INSTITUTIONS

Companies incorporated in India(excluding not for profit companies, registered or unregistered trust or partnership firm) Banks or Financial Institutions registered in India.

LEND NOW

Want to Know More?

DOWNLOAD

DOWNLOAD

Download our free e-book to know more about Lending at Monexo.

FAQS

FAQS

Visit our FAQs page to learn more.

BECOME A LENDER

BECOME A LENDER

All citizens of India, with a valid PAN card and other documents.