Monexo Insights

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5 Reasons Why your Personal Loan Application May Get Rejected

31 August, 2018

It is a tough hit to take when you need emergency credit and your personal loan application gets rejected. Since most banks and NBFCs have internal policy parameters for granting personal credit, there are a few things that you need to keep in mind when applying for a personal loan online. Today, we are sharing a list of things that you should set in order before applying for a personal loan so that your loan application will not get rejected. Your Credit History If you have defaulted

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Is it Good to Pay off Credit Card Debt with a Personal Loan?

31 August, 2018

If you have been trying to pay off your credit card debt but failing to do so for some time now, this post is for you. One of the primary reasons people find it difficult to repay credit card dues is the higher interest rates on credit card loans. We say credit card loans because the amount you are using up is technically a loan. So, what if we tell you that you can repay the debt with a much lower interest rates with the principal sum broken down into flexible equated monthly

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