Guidelines for Lending and Borrowing

An easy guide to lending with Monexo.

15 October, 2016


Here is a snapshot look at the ease of peer to peer lending as brought to you by Monexo.

You may have landed on our webpage – www.monexo.co/in, as a prospective lender or borrower. Either way, you have reached the right place.

You already may be aware of the benefits of peer to peer lending, such as:

  1. • Attractive returns;
  2. • Diversified portfolio;
  3. • Increased liquidity;
  4. • Compounded earnings;
  5. • Quick and easy lending.

To be a lender all you need to be is to be a citizen of India with a valid PAN number and other required documents as mentioned below:

Copy of Valid Address Proof and Copy of Valid Bank Account.

Clicking on the “Become a lender” tab takes you to this page:

Indi Image

Here, once you have chosen the type of entity you are, you can go on to fill in the basic mandatory fields on the form.

As a lender you can benefit from:

Lender bene

Once you register as a lender you will get a One Time Password via SMS as well as email, whereby your details are verified.

After you pass the verification test, you are 3 simple steps away from becoming a lender.

All you have to do is:

  1. • Fill in the online application form;
  2. • Upload KYC documents; and
  3. • Thereafter transfer funds to your administrative account for lending.


With Monexo within minutes you can build a diversified loan portfolio and earn monthly income at rates that help you beat inflation.

How lending with Monexo is safe:

Monexo makes every effort to see that lending with them is safe and secure.

For this purpose all borrowers are thoroughly screened and have to be resident in India. All essential documents and credit history is verified for credit worthiness so you can be sure your money is going to come back to you.

Once you have transferred your funds to the Administrative account, an independent company holds your funds and executes your transactions on our behalf. This independent company has no control over the funds and only acts as per your instructions.

You can create a diversified loan portfolio and manage your risk by choosing loans to suit your needs as per tenor and liquidity.

If case of late payments, Monexo takes it upon themselves to initiate a collection process on your behalf.

In this way, Monexo is working hard to create the most convenient, hassle free and secure platform to bring together lenders and borrowers for easy transacting. We make it our mission to ensure that our lenders can safely lend money through our mechanism and gain from the benefits of peer-to-peer lending.