Let us be your first personal loans

Get My First Loan from Monexo and start your journey towards financial freedom.

My First Loan

...made easy by Monexo.


My First Loan

So, you are not getting a loan because you don't have a credit score and you don't have a credit score because your loan is not approved? Let's break this cycle! Apply for My First Loan - Get your loan and start building your credit score simultaneously.

  • Apply


    No credit score required

  • Get approved

    Get approved

    Based on Monexo's alternative score

  • Start your credit score

    Start your credit score

    Monexo ensures your loan is written into credit bureau

  • Build your credit score

    Build your credit score

    Paying EMI's on time ensures your credit score increases

  • Enjoy financial freedom!

    Enjoy financial freedom!

    Good credit score enables higher loan amount & lower interest rates on your future loans


You need to have a take home salary greater than Rs. 15,000 pm.
Also, keep these Documents handy.

ID Proofs

PAN Number

Aadhar card

Income Proofs

Last 2 month pay slip

Last 3 month bank account statement showing your salary credit

Residence Proof

Mobile/ Internet bill/ Credit card statement/ Landline bill/ LPG Bill (not older than 60 days from date of application)

Electronic Verification

Validate your Bank account, Income Tax Returns (or) EPFO account and LinkedIn account. This helps us in evaluating your profile in the absence of credit score

Why choose Monexo?

100% online

100% online process

Express Quotes

Get 1 min Express Quote

Hassle free EMI

Hassle-free EMI payment through auto debit