Monexo brings to you Peer to Peer (P2P) lending - a new asset class for investing.
We are the first and only P2P lending platform in India to provide the escrow account feature and auto-invest feature. As an investor, you can build a investment portfolio of high quality loans by funding them in the Monexo marketplace. You get an opportunity to earn solid returns and predictable cashflows in the form of fixed monthly repayments. You can diversify your portfolio across a variety of loan tenor, ratings, interest rates etc and by funding as little as Rs 5,000 in a loan through our robust platform. You can choose Monexo "auto-invest" feature to automatically fund loans based on your lending criteria. These give you flexibility, control and ease of managing your investments.
Lending at Monexo marketplace is simple.
As a investor, you can earn great returns by funding loans listed at Monexo. The first step towards that is to complete the online application process which will take only a few minutes. Once you are approved as a lender, transfer a minimum of Rs 1 lac to the third party escrow account managed by IDBI Trusteeship Services Limited (ITSL) to start lending on the platform. You can browse loans in the marketplace and decide which loans to fund based on your risk-return criteria and target portfolio. You have the option to either fund loans manually or use the Auto-Invest feature where loans are funded automatically based on the lending criteria you have set. Once a loan is disbursed, you start receiving monthly repayments into your escrow account from the borrowers.